Emerging Risk Analytics (ERA) is a Financial Technology Company that specializes in providing services around Enterprise Risk Management, Regulatory Compliance Automation, Capital Planning and Allocation, Quantitative Modeling and Professional Training Solutions for Banks and other financial institutions in the United States of America and China.
ERA's solution generates early risk warnings to inform our clients about impacts of principle risk factors on their investments. ERA also enables our clients to assess their company's risk positions under various macroeconomic and company-specific risk situations -- real time.
For our banking clients for instance, users are able to assess a slow multi-family real estate market's impact on the bank's capital adequacy, non-performing loan level, interest margin, liquidity position and return on capital real time. A user is able to create plausible scenarios using his/her finger, via ERA’s application interface.
ERA’s natural language processing module can read structured, semi-structured and unstructured data, market sentiments from various sources, and convert to macro/micro economic scenarios for risk and compliance purposes.
Hundreds of such scenarios can be processed by ERA simultaneously to assess a bank's key vulnerabilities, to assist bank management to take prompt and correct course of actions.
ERA offers end-to-end process aggregation and automation for our clients' rule-based regulatory compliance exercises.
ERA provides off-the-shelve automation services,
ERA offers a 1-stop shop solution from data to the regulatory submission package across all asset classes, transaction and risk types.
ERA’s “non-invasive” artificial intelligence technology allows our application to work with a bank's existing in-house or third-party processes, or ERA's proprietary models, and therefore help our clients avoid considerable governance change or infrastructure expense.
ERA's education platform is a bank-simulation system that operate alone on synthetic bank data, or integrate with our client's existing processes. The platform can be accessed by employees in different business units across the enterprise.
The system puts users in the role of a risk manager, allow them to make risk management actions and see impacts of their decisions on key performance metrics. Since ERA's platform can integrate with client's system, it provides very representative, client-specific training programs, which would help the risk and capital planning departments to better engage with the rest of the company.